HANS-PETER
KLOPPE

DZ Bank AG

„The principles of subsidiarity, decentralization and regional market responsibility form the basis of cooperation between the cooperative banks on the one hand and the central bank and affiliated companies on the other. We combine the local expertise of the local cooperative banks in their respective regional markets with the international expertise of DZ BANK AG.“

DZ BANK AG is the second largest commercial bank in Germany and the central institution for all of Germany's 700 or so local cooperative banks, Raiffeisen banks, Sparda banks, PSD banks and other cooperative banks with their 10,000 branches. In this function, DZ Bank supports the cooperative banks with services such as liquidity balancing and the provision of refinancing funds as well as numerous modern banking products.

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